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Featured · Buoy CHAMP
Make open enrollment affordable.
$573.60estimated employer FICA savings a year, per enrollee
Estimate your savingsBy industry
- Transportation and fleetHealthcare that goes wherever your drivers go
- Restaurants and hospitalityKeep your best staff and save on every paycheck
- Beauty and wellnessHealthcare your stylists can actually use
- Logistics and distributionStop missed shifts before they hurt your business
- ManufacturingMore pay and $0 medical care for your crew
- RetailHigher paychecks and doctor access for store staff
- Landscaping and hardscapingReal healthcare and better pay for outdoor crews
- Moving and storageKeep experienced crews on the job
- Staffing agenciesFill open shifts faster with $0-cost health perks
- Franchises and multi-unitBig-company benefits across all your locations
- Unions and associationsHigher paychecks and everyday support for members
- Public sector and educationRaise take-home pay without expanding your budget
- Associations and chambers of commerceBig-company health perks for member businesses
Get started
Start with Buoy CHAMP
Resources
- Estimate your savingsSee what CHAMP could save your business
- VideosHow CHAMP works, and what it does for your industry
- CHAMP program overviewTax savings, workflows and care access
- 2026 Health Coverage Affordability ReportThe data behind rising benefit costs
- FAQsCommon questions about Buoy CHAMP
Get started
Start with Buoy CHAMP
buoy CHAMP
Give store staff higher paychecks and free doctor access.
Keeping reliable sales and store floor teams in today's market is a constant battle. CHAMP increases your hourly workers' net take-home pay without cost to your business, offering $0 copay doctor visits, mental health support and $0 prescriptions for employees who are on their feet all day.
Watch
How to Win the Retail Talent War (Without Destroying Your Margins)
A benefit strategy built for retail: more take-home pay for hourly staff and care they can afford to use, without eroding margins.
Worker and employer value
85% of commonly prescribed medications
Covered at $0 copay.
- Worker value: $0 copays on doctor visits, prescriptions and mental wellness support.
- Employer value: Self-funding benefit structure that cuts turnover and lowers payroll tax.
What CHAMP is
Everyday care alongside your major medical plan, or on its own.
Buoy CHAMP is a Minimum Essential Coverage plan offered under a Section 125 arrangement. It is not major medical coverage and it is not a replacement for a major medical plan.
It is designed to provide practical everyday healthcare access, and it can operate alongside your existing major medical coverage or on its own.
Solutions
More from Buoy CHAMP.
- Transportation and fleetHealthcare that goes wherever your drivers go
- Restaurants and hospitalityKeep your best staff and save on every paycheck
- Beauty and wellnessHealthcare your stylists can actually use
- Logistics and distributionStop missed shifts before they hurt your business
- ManufacturingMore pay and $0 medical care for your crew
- Landscaping and hardscapingReal healthcare and better pay for outdoor crews
- Moving and storageKeep experienced crews on the job
- Staffing agenciesFill open shifts faster with $0-cost health perks
- Franchises and multi-unitBig-company benefits across all your locations
- Unions and associationsHigher paychecks and everyday support for members
- Public sector and educationRaise take-home pay without expanding your budget
- Associations and chambers of commerceBig-company health perks for member businesses
Make open enrollment affordable this season.
Run a free savings analysis for your team.