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Featured · Buoy CHAMP
Make open enrollment affordable.
$573.60estimated employer FICA savings a year, per enrollee
Estimate your savingsBy industry
- Transportation and fleetHealthcare that goes wherever your drivers go
- Restaurants and hospitalityKeep your best staff and save on every paycheck
- Beauty and wellnessHealthcare your stylists can actually use
- Logistics and distributionStop missed shifts before they hurt your business
- ManufacturingMore pay and $0 medical care for your crew
- RetailHigher paychecks and doctor access for store staff
- Landscaping and hardscapingReal healthcare and better pay for outdoor crews
- Moving and storageKeep experienced crews on the job
- Staffing agenciesFill open shifts faster with $0-cost health perks
- Franchises and multi-unitBig-company benefits across all your locations
- Unions and associationsHigher paychecks and everyday support for members
- Public sector and educationRaise take-home pay without expanding your budget
- Associations and chambers of commerceBig-company health perks for member businesses
Get started
Start with Buoy CHAMP
Resources
- Estimate your savingsSee what CHAMP could save your business
- VideosHow CHAMP works, and what it does for your industry
- CHAMP program overviewTax savings, workflows and care access
- 2026 Health Coverage Affordability ReportThe data behind rising benefit costs
- FAQsCommon questions about Buoy CHAMP
Get started
Start with Buoy CHAMP
buoy CHAMP
Raise your staff's take-home pay without expanding your budget.
Trapped between frozen district budgets and tax levies? CHAMP allows school districts, municipalities and public agencies to increase employees' net take-home pay immediately without waiting for legislative approval or budget cycles, all backed by 100% audit-defended compliance.
Watch
How School Districts Can Give Teachers a "Levy-Free" Raise
Raise educators' take-home pay now, without a levy, while lowering the district's payroll tax liability.
Worker and employer value
Levy-free
Immediate net pay boost without budget expansion.
- Worker value: Immediate net paycheck increase plus $0 copays for classroom and public exposure care.
- Employer value: Levy-free raise capability plus district payroll tax savings and Harbor Shield defense.
What CHAMP is
Everyday care alongside your major medical plan, or on its own.
Buoy CHAMP is a Minimum Essential Coverage plan offered under a Section 125 arrangement. It is not major medical coverage and it is not a replacement for a major medical plan.
It is designed to provide practical everyday healthcare access, and it can operate alongside your existing major medical coverage or on its own.
Solutions
More from Buoy CHAMP.
- Transportation and fleetHealthcare that goes wherever your drivers go
- Restaurants and hospitalityKeep your best staff and save on every paycheck
- Beauty and wellnessHealthcare your stylists can actually use
- Logistics and distributionStop missed shifts before they hurt your business
- ManufacturingMore pay and $0 medical care for your crew
- RetailHigher paychecks and doctor access for store staff
- Landscaping and hardscapingReal healthcare and better pay for outdoor crews
- Moving and storageKeep experienced crews on the job
- Staffing agenciesFill open shifts faster with $0-cost health perks
- Franchises and multi-unitBig-company benefits across all your locations
- Unions and associationsHigher paychecks and everyday support for members
- Associations and chambers of commerceBig-company health perks for member businesses
Make open enrollment affordable this season.
Run a free savings analysis for your team.