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Featured · Buoy CHAMP
Make open enrollment affordable.
$573.60estimated employer FICA savings a year, per enrollee
Estimate your savingsBy industry
- Transportation and fleetHealthcare that goes wherever your drivers go
- Restaurants and hospitalityKeep your best staff and save on every paycheck
- Beauty and wellnessHealthcare your stylists can actually use
- Logistics and distributionStop missed shifts before they hurt your business
- ManufacturingMore pay and $0 medical care for your crew
- RetailHigher paychecks and doctor access for store staff
- Landscaping and hardscapingReal healthcare and better pay for outdoor crews
- Moving and storageKeep experienced crews on the job
- Staffing agenciesFill open shifts faster with $0-cost health perks
- Franchises and multi-unitBig-company benefits across all your locations
- Unions and associationsHigher paychecks and everyday support for members
- Public sector and educationRaise take-home pay without expanding your budget
- Associations and chambers of commerceBig-company health perks for member businesses
Get started
Start with Buoy CHAMP
Resources
- Estimate your savingsSee what CHAMP could save your business
- VideosHow CHAMP works, and what it does for your industry
- CHAMP program overviewTax savings, workflows and care access
- 2026 Health Coverage Affordability ReportThe data behind rising benefit costs
- FAQsCommon questions about Buoy CHAMP
Get started
Start with Buoy CHAMP
buoy CHAMP
Give your production crew more pay and $0 medical care.
Skilled plant floor workers are hard to replace. Traditional health plans feature deductibles too high for shift workers to use. CHAMP uses Section 125 tax efficiency to deliver a production-friendly raise in every paycheck while providing $0 copay primary care to keep floor teams healthy, focused and on the line.
Watch
How to Stop Factory Turnover and Keep Your Production Lines Running
Fill empty stations and keep production lines running with a raise that pays for itself through Section 125 tax efficiency.
- Worker value: Increased take-home pay plus $0 out-of-pocket medical care.
- Employer value: Instant margin improvement on labor costs plus reduced payroll tax liability.
What CHAMP is
Everyday care alongside your major medical plan, or on its own.
Buoy CHAMP is a Minimum Essential Coverage plan offered under a Section 125 arrangement. It is not major medical coverage and it is not a replacement for a major medical plan.
It is designed to provide practical everyday healthcare access, and it can operate alongside your existing major medical coverage or on its own.
Solutions
More from Buoy CHAMP.
- Transportation and fleetHealthcare that goes wherever your drivers go
- Restaurants and hospitalityKeep your best staff and save on every paycheck
- Beauty and wellnessHealthcare your stylists can actually use
- Logistics and distributionStop missed shifts before they hurt your business
- RetailHigher paychecks and doctor access for store staff
- Landscaping and hardscapingReal healthcare and better pay for outdoor crews
- Moving and storageKeep experienced crews on the job
- Staffing agenciesFill open shifts faster with $0-cost health perks
- Franchises and multi-unitBig-company benefits across all your locations
- Unions and associationsHigher paychecks and everyday support for members
- Public sector and educationRaise take-home pay without expanding your budget
- Associations and chambers of commerceBig-company health perks for member businesses
Make open enrollment affordable this season.
Run a free savings analysis for your team.