BuoyPEO: Simplify HR, Payroll, and Compliance with Expert Support & Powerful Technology

Tailored Benefits & HR Solutions for Small to Large Businesses and 1099 Contractors

Life Insurance

Community

Marketplace Savings

Payroll

Taxes

Community

Marketplace Savings

Life Insurance

Payroll

Taxes

Community

Marketplace Savings

Life Insurance

Payroll

Taxes

Community

compliance

medical

dental

vision

payroll

Life insurance

Short & Long Term Disability insurance

401k retirement savings account

Applicant Tracking System (ATS)

Time & Attendance Tracking

Learning Management

Employee Assistance (EAP)

What Is a PEO? Let’s Keep It Simple.

Every business is divided into two distinct worlds:

The Front Office: Serving your clients, managing your team and growing your revenue.

The Back Office: Calculating payroll, tracking state taxes, chasing compliance and setting up benefits.

A PEO (Professional Employer Organization) is a partner that steps in to completely run your back office so you don't have to. Through a simple partnership called co-employment, we divide and conquer your employer responsibilities.

The Division of Labor: Who Does What?

You remain the absolute boss. You maintain 100% daily control over your employees, customers, brand and company culture. You decide who to hire, who to promote and how your business runs.

BuoyPEO acts as your administrative engine. We take over the heavy lifting behind the scenes, handling your payroll processing, tax filings, workers’ comp, onboarding workflows and benefits management.

The bottom line: You take care of your people and your profits. BuoyPEO handles the paperwork and the infrastructure.

How This Transforms Your Operations

When you join BuoyPEO, your business is grouped with thousands of other workers on our platform. This massive collective footprint changes the math for your business:

For Growing Teams: You instantly gain a world-class HR, payroll and corporate benefits department overnight, without the massive overhead of hiring an internal team.

For Independent Contractors & Solo Teams: You gain access to a corporate payroll and enterprise-grade benefits structure while remaining completely independent and in control of your own craft.

The Direct Value to You

Institutional Buying Power: Access highly competitive health insurance, retirement plans, and financial wellness perks that are normally only available to massive corporate giants.

Hours Restored to Your Calendar: Stop wasting evenings on tax filings, payroll tracking, and tedious onboarding documentation.

Real Regulatory Backup: Get immediate, human support for compliance questions, employee guidelines, and changing state labor laws to prevent costly mistakes before they happen.

Uninterrupted Business Focus: Free up your leadership team to focus entirely on closing deals and building a stronger company culture.

Key Features of BuoyPEO

Everything your business needs, managed under one roof.

Strategic HR Consulting

Gain direct access to a dedicated HR professional for custom employee handbooks, everyday HR challenges and strategic guidance to offload employer risk with confidence.

Payroll and Taxes

Flawless payroll processing and tax filings across all 50 states, complete with integrated mobile time tracking, direct deposits, and job costing features.

Comprehensive Benefits & Financial Wellness

Access competitive group medical, dental, vision, disability, life insurance, 401(k) plans, and self-service enrollment portals to easily attract and retain top talent.

Advanced Hiring, Onboarding & Training

Streamline your hiring with an Applicant Tracking System (ATS), paperless onboarding portals, and a built-in Learning Management System (LMS) for custom training.

HR Compliance and Risk Management

Proactive management of local tax filings, evolving employment laws, workers’ compensation claims, and workplace safety assessments to stop penalties before they happen.

Employee Engagement & Support

Track performance, gather team feedback, and offer an Employee Assistance Program (EAP) providing confidential access to mental and emotional health counseling.

The Buoy STANDARD: Included in Every Plan

We believe essential business and workforce protections shouldn't be hidden behind expensive corporate add-on tiers. These premier operational advantages come standard across our ecosystem:

Humanized Healthcare via Buoy CHAMP: Give your employees a benefits experience that feels usable in real life, featuring 24/7 access to $0 copay care, mental health support, and virtual urgent care through the Torch App.

Personalized Insurance Advice: Gain direct access to a dedicated insurance advisor to help you monitor, audit, and save on both your personal and business insurance lines.

Harbor Shield 125 Security: Sleep easily knowing your Section 125 plan structure is entirely automated and backed by standard, full IRS audit defense for maximum peace of mind.

Choose Your Pathway

For Businesses of All Sizes

Easily manage payroll, benefits, and HR compliance for both W-2 employees and 1099 contractors, all from one unified platform. BuoyPEO helps you reduce administrative burdens, cut operational costs, and keep your focus on growing your business.

For 1099 Contractors

Enjoy the same level of HR support typically reserved for larger companies. We remove the traditional 50-employee barrier, allowing solo professionals and independent contractor networks to access group health benefits, workers’ compensation, and corporate-level tax structures without giving up an ounce of their independence.

Specialized Innovation: The Tip+Tax Advantage

If you run a tipped business or operate as an independent creator in a tipped industry (including restaurants, salons, spas, hospitality, and rideshare), BuoyPEO opens a major door in the tax code.

By bundling the 2025 "No Tax on Tips" deduction with the IRS FICA Tip Credit inside a compliant Section 125 structure, we help independent workers save an average of $4,500 to $11,000 per year in taxes, while helping business owners recover $1,900 to $3,000 per worker annually in credits. Everything flows seamlessly through your payroll channel, backed by the compliance experts at Anchor Accounting Services.

Better yet, we pair this system with eCredable Lift® and Business Lift® to turn your verified tax and tip reporting into positive personal and commercial credit history, giving you massive financial leverage to grow.

Save More. Time. Energy. Money.
Do More. To Grow Your Business.

Unlock the full potential of your business with BuoyPEO. Our professional employer organization (PEO) services empower businesses and 1099 contractors to save money, reduce risk, and focus on what truly matters — growing your business.

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ROI of using a PEO.

Get Started Today

Ready to Transform Your HR Operations?

BuoyPEO takes the complexity out of HR, payroll, and compliance, giving you the tools to manage your team effectively and confidently. Let BuoyPEO handle the details so you can focus on driving your business forward.

Get started today to see how we can support your growth.